Becoming a Mortgage Loan Originator

In the state of California, working under the oversight of the DFPI or DRE, you must complete at least 20-hours of pre-licensing education and pass a challenging National Test with a score of 75% or better, to receive your Mortgage Loan Origination (MLO) designation. See the Mortgage Loan Originator License Requirements at the bottom of this page for more detailed information. ​NMLS Course Provider #1400593

​Live 20 Hour CA-DFPI SAFE Comphrensive: Origination & Exam Preparation Course

This course meets the SAFE Mortgage licensing Act requirements for state licensed mortgage loan originators. It does include all of the mandated subjects under the PE SAFE Comprehensive. The course is designed to provide an extensive overview of the National test components (3 hours of Federal regulations, 3 hours Ethics, Fraud, Consumer Protection and Fair Lending and 2 hours of Non-traditional Lending) relating to the residential mortgage industry, including 10 hours of general electives and 2 hours of California State laws, and to prepare the student for the national exam.

This is a live class held in two formats:

• Classroom - Anaheim (Approved Course ID #15084)
• Classroom Equivalent - Webinar via Zoom (Approved Course ID #15085)

You will need an NMLS ID# to receive credit for this course. If you do not have one, click here for instructions on obtaining one. 

Live Exam Prep Crash Course

Theis course is designed to prepare students with the knowledge needed to pass the National Test with Uniform State Content, which is mandated by the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). This course is intended for all mortgage loan originators, whether experienced or new. Up-to-date content, taught by seasoned mortgage professionals, includes topics as required by the SAFE Act: federal mortgage-related laws, general mortgage knowledge, mortgage loan origination activities, ethics, and uniform state content. 

This is a live class held in two formats:

• Classroom - Anaheim
• Classroom Equivalent - Webinar​ via GoToWebinar

Course includes a one-year enrollment aka attend unlimited times within one year!

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Class Schedule & Enrollment Information

Enrollment includes all required course materials and textbooks. Materials are provided in class, or shipped to webinar students. Additional shipping fees apply. Please allow time to ship course materials. We highly recommend webinar students enroll no later than one week before the start of class to allow time for textbook delivery. Class schedule subject to change without notice. 

Combo Package

Enrollment Fee:
$548 +tax
$30 Savings!

Includes:
✓ Pre-license Course
✓ Exam Prep Course
✓ All Course Material
✓ ​Anaheim or Webinar

ENROLL NOW

​ENROLLMENT & REFUND POLICY

Pre-license Course Only

Enrollment Fee:
$351 +tax

ENROLL NOW

​ENROLLMENT & REFUND POLICY

Exam Prep Course Only

Enrollment Fee:
$230 +tax

ENROLL. NOW

​ENROLLMENT & REFUND POLICY

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Live 20 Hour Pre-license Course Schedule

Last one before the end of the year!
Saturday December 2 - Monday, December 4
Saturday 8:30 am-5:30 pm
Sunday 8:30 am-5:30 pm
Monday 5:00 pm-9:00 pm
Available in Anaheim & Zoom

Live Exam Prep Crash Course Schedule

Tuesday, November 7 - Thursday, November 9 
9am - 1pm
Instructed by Patrick Lee

Tuesday, December 12 - Thursday, December 14 
9am - 1pm
Instructed by Patrick Lee

MLO LICENSE REQUIREMENTS

If you intend to originate residential loans in the U.S., you will have to comply with Federal Law. If you intend to originate residential loans in California, you will have to comply with both Federal and California State law.

If you intend to originate loans as a loan officer for an insured depository institution such as a bank, savings & loan, or credit union, you will be federally registered, but not state licensed. You will be required to obtain a unique identifier number with the Nationwide Mortgage Licensing System & Registry (NMLS) for accountability purposes, but you will not be required to pass a test or take pre-licensing education. Consult with your employer about how to proceed.

If you intend to originate residential loans in California without working for an insured depository institution, you need the educational services we provide. You will be required to obtain a unique identifier number with the Nationwide Mortgage Licensing System & Registry (NMLS) for accountability purposes If you work as a Consumer Finance Lender (CFL) or a Mortgage Banker, you will answer to the California Department of Financial Protection and Innovation (DFPI). If you originate loans as a Mortgage Broker, or under the supervision of a Mortgage Broker, you will answer to the California Department of Real Estate (DRE).

Working under the oversight of the DFPI or DRE, you must complete at least 20-hours of pre-licensing education before receiving your Mortgage Loan Origination (MLO) designation. You must also pass a challenging National Test with a score of 75% or better. Click here to visit the NMLS Getting Started page for more information.