Becoming a Mortgage Loan Originator
In the state of California, working under the oversight of the DFPI or DRE, you must complete at least 20-hours of pre-licensing education and pass a challenging National Test with a score of 75% or better, to receive your Mortgage Loan Origination (MLO) designation. See the Mortgage Loan Originator License Requirements at the bottom of this page for more detailed information. NMLS Course Provider #1400593
20-Hour SAFE Comprehensive: Principles of Mortgage Lending Course
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This course meets the SAFE Mortgage licensing Act requirements for state licensed mortgage loan originators. It does include all of the mandated subjects under the PE SAFE Comprehensive. The course is designed to provide an extensive overview of the National test components (3 hours of Federal regulations, 3 hours Ethics, Fraud, Consumer Protection and Fair Lending and 2 hours of Non-traditional Lending) relating to the residential mortgage industry, including 10 hours of general electives and 2 hours of California State laws, and to prepare the student for the national exam.
This is a live class held in two formats:
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Live Exam Prep Crash Course
This course is designed to prepare students with the knowledge needed to pass the National Test with Uniform State Content, which is mandated by the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). This course is intended for all mortgage loan originators, whether experienced or new. Up-to-date content, taught by seasoned mortgage professionals, includes topics as required by the SAFE Act: federal mortgage-related laws, general mortgage knowledge, mortgage loan origination activities, ethics, and uniform state content.
This is a live class
This is a live class
- Classroom - Anaheim
Class Schedule & Enrollment Information
Enrollment includes all required course materials and textbooks. Materials are provided in class, or shipped to Zoom students. Additional shipping fees apply. Please allow time to ship course materials. We highly recommend Zoom students enroll no later than one week before the start of class to allow time for textbook delivery. **Class schedule subject to change without notice. **
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MLO LICENSE REQUIREMENTS
Live 20 Hour Pre-license Course ScheduleSaturday September 21 - Monday September 23 In-person Anaheim & Via Zoom Saturday 8:30 - 5:30 pm Sunday 8:30 am-5:30 pm Monday 5:00 pm- 9:00 pm in Anaheim Instructed by Patrick Lee Saturday October 19 - Monday October 21 In-person Anaheim & Via Zoom Saturday 8:30 - 5:30 pm Sunday 8:30 am-5:30 pm Monday 5:00 pm- 9:00 pm in Anaheim Instructed by Patrick Lee Saturday November 16 - Monday November 18 In-person Anaheim & Via Zoom Saturday 8:30 - 5:30 pm Sunday 8:30 am-5:30 pm Monday 5:00 pm- 9:00 pm in Anaheim Instructed by Patrick Lee |
Live Exam Prep Crash Course Schedule Class schedule subject to change without notice. Tuesday, October 8 - Thursday, October 10 Live in Anaheim Only 9am - 1pm Instructed by Patrick Lee Tuesday, November 5 - Thursday, November 7 Live in Anaheim Only 9am - 1pm Instructed by Patrick Lee Tuesday, December 10 - Thursday, December 12 Live in Anaheim Only 9am - 1pm Instructed by Patrick Lee |
If you've already enrolled and just need to schedule your crash course, Click Here to Schedule
If you intend to originate residential loans in the U.S., you will have to comply with Federal Law. If you intend to originate residential loans in California, you will have to comply with both Federal and California State law.
If you intend to originate loans as a loan officer for an insured depository institution such as a bank, savings & loan, or credit union, you will be federally registered, but not state licensed. You will be required to obtain a unique identifier number with the Nationwide Mortgage Licensing System & Registry (NMLS) for accountability purposes, but you will not be required to pass a test or take pre-licensing education. Consult with your employer about how to proceed.
If you intend to originate residential loans in California without working for an insured depository institution, you need the educational services we provide. You will be required to obtain a unique identifier number with the Nationwide Mortgage Licensing System & Registry (NMLS) for accountability purposes If you work as a Consumer Finance Lender (CFL) or a Mortgage Banker, you will answer to the California Department of Financial Protection and Innovation (DFPI). If you originate loans as a Mortgage Broker, or under the supervision of a Mortgage Broker, you will answer to the California Department of Real Estate (DRE).
Working under the oversight of the DFPI or DRE, you must complete at least 20-hours of pre-licensing education before receiving your Mortgage Loan Origination (MLO) designation. You must also pass a challenging National Test with a score of 75% or better. Click here to visit the NMLS Getting Started page for more information.
If you intend to originate loans as a loan officer for an insured depository institution such as a bank, savings & loan, or credit union, you will be federally registered, but not state licensed. You will be required to obtain a unique identifier number with the Nationwide Mortgage Licensing System & Registry (NMLS) for accountability purposes, but you will not be required to pass a test or take pre-licensing education. Consult with your employer about how to proceed.
If you intend to originate residential loans in California without working for an insured depository institution, you need the educational services we provide. You will be required to obtain a unique identifier number with the Nationwide Mortgage Licensing System & Registry (NMLS) for accountability purposes If you work as a Consumer Finance Lender (CFL) or a Mortgage Banker, you will answer to the California Department of Financial Protection and Innovation (DFPI). If you originate loans as a Mortgage Broker, or under the supervision of a Mortgage Broker, you will answer to the California Department of Real Estate (DRE).
Working under the oversight of the DFPI or DRE, you must complete at least 20-hours of pre-licensing education before receiving your Mortgage Loan Origination (MLO) designation. You must also pass a challenging National Test with a score of 75% or better. Click here to visit the NMLS Getting Started page for more information.
