In order to become a licensed Mortgage Loan Originator you must complete 20 hours of NMLS-approved basic education and pass the SAFE MLO Test (state-specific requirements vary). See the Mortgage Loan Originator License Requirements at the bottom of this page for more detailed information. NMLS Course Provider #1400593
20 Hour Mortgage Loan Originator SAFE Comprehensive Course
This course satisfies the requirements set forth by the Secure and Fair Enforcement Mortgage Licensing Act for a comprehensive 20-hour prelicensing course for mortgage loan originators. This course covers topics required by the SAFE Act: Federal lending legislation (3 hrs), ethics (3 hrs), and nontraditional mortgage products (2 hrs). Also included are 12 hours of electives on key concepts, including financial disclosure, privacy protection, consumer I.D., and predatory lending protection laws; government loan programs; the SAFE Act; financial calculations; conventional loans and financing; loan processes, products, and finance instruments; and the Uniform State Test. NMLS Course ID# 12855
2 HOUR CALIFORNIA SPECIFIC REQUIREMENT:
MLOs in the state of California will be regulated either by the CA-DFPI (California Department of Financial Protection and Innovation) or the CA-DRE (California Department of Real Estate). The CA-DFPI requires that its MLOs complete 2 hours of California specific material, the CA-DRE does not. If you are a Salesperson or Broker licensed under the DRE, this 2 hour requirement does not apply to you. If you are confused about which agency your license will fall under, visit the NMLS website for more information.
The 20 Hour Mortgage Loan Original SAFE Comprehensive Course does not include the 2 hours of California specific material mandated by the CA-DFPI. If you need this requirement, we have partnered with Learn Mortgage so bring you additional course options.
HOW THE COURSE WORKS:
The webinar is hosted by ZOOM. Please join the class from your computer, tablet or smartphone.
CRASH COURSE
We encourage you to enroll in the MLO CRASH COURSE along with your 20 HOUR COURSE. The crash course covers everything you need to know in order to pass your exam. Click here for more information about the MLO CRASH COURSE.
ENROLLMENT
Enrollment Fees:
2 HOUR CALIFORNIA SPECIFIC REQUIREMENT:
MLOs in the state of California will be regulated either by the CA-DFPI (California Department of Financial Protection and Innovation) or the CA-DRE (California Department of Real Estate). The CA-DFPI requires that its MLOs complete 2 hours of California specific material, the CA-DRE does not. If you are a Salesperson or Broker licensed under the DRE, this 2 hour requirement does not apply to you. If you are confused about which agency your license will fall under, visit the NMLS website for more information.
The 20 Hour Mortgage Loan Original SAFE Comprehensive Course does not include the 2 hours of California specific material mandated by the CA-DFPI. If you need this requirement, we have partnered with Learn Mortgage so bring you additional course options.
HOW THE COURSE WORKS:
- Rules of Conduct: Please read and fill out the Rules of Conduct form and email it back to me before the start of the class. Click here to download of Conduct Form. NMLS Course ID# 12855
- Identification: We are required to confirm each student's identification via photo ID. Please email me a photo/scan of your photo ID before the start of the class.
- NMLS ID#: Please provide your NMLS ID# in order to receive credit for this course. If you do not have one, click here for instructions on obtaining one.
The webinar is hosted by ZOOM. Please join the class from your computer, tablet or smartphone.
CRASH COURSE
We encourage you to enroll in the MLO CRASH COURSE along with your 20 HOUR COURSE. The crash course covers everything you need to know in order to pass your exam. Click here for more information about the MLO CRASH COURSE.
ENROLLMENT
Enrollment Fees:
- 20 HOUR COURSE ONLY: $351 + tax + Shipping
- 20 HOUR COURSE + MLO CRASH COURSE: $548 + tax + Shipping ($30 Discount)
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CLASS SCHEDULE
**Schedule subject to change without notice
Saturday-Monday, May 6-8
Instructed by AJ Yue
IN CLASS ANAHEIM AVAILABLE
LIVE ONLINE WEBINAR AVAILABLE
Saturday, May 6, 8:30AM - 5:30PM
Sunday, May 7, 8:30AM- 5:30PM
Monday, May 8, 5:00PM- 9:00PM
Saturday-Monday, June 10-12
Instructed by AJ Yue
IN CLASS ANAHEIM AVAILABLE
LIVE ONLINE WEBINAR AVAILABLE
Saturday, June 10, 8:30AM - 5:30PM
Sunday, June 11, 8:30AM- 5:30PM
Monday, June 12, 5:00PM- 9:00PM
Saturday-Monday, June 24-26
Instructed by Patrick Lee
IN CLASS ANAHEIM AVAILABLE
LIVE ONLINE WEBINAR AVAILABLE
Saturday, June 24, 8:30AM - 5:30PM
Sunday, June 25, 8:30AM- 5:30PM
Monday, June 26, 5:00PM- 9:00PM
Saturday-Monday, March 4-6
Instructed by AJ Yue
Saturday-Monday, March 18-20
Instructed by Patrick Lee
Saturday-Monday, May 6-8
Instructed by AJ Yue
IN CLASS ANAHEIM AVAILABLE
LIVE ONLINE WEBINAR AVAILABLE
Saturday, May 6, 8:30AM - 5:30PM
Sunday, May 7, 8:30AM- 5:30PM
Monday, May 8, 5:00PM- 9:00PM
Saturday-Monday, June 10-12
Instructed by AJ Yue
IN CLASS ANAHEIM AVAILABLE
LIVE ONLINE WEBINAR AVAILABLE
Saturday, June 10, 8:30AM - 5:30PM
Sunday, June 11, 8:30AM- 5:30PM
Monday, June 12, 5:00PM- 9:00PM
Saturday-Monday, June 24-26
Instructed by Patrick Lee
IN CLASS ANAHEIM AVAILABLE
LIVE ONLINE WEBINAR AVAILABLE
Saturday, June 24, 8:30AM - 5:30PM
Sunday, June 25, 8:30AM- 5:30PM
Monday, June 26, 5:00PM- 9:00PM
Saturday-Monday, March 4-6
Instructed by AJ Yue
Saturday-Monday, March 18-20
Instructed by Patrick Lee
Becoming a Mortgage Loan Originator
In the state of California, working under the oversight of the DFPI or DRE, you must complete at least 20-hours of pre-licensing education and pass a challenging National Test with a score of 75% or better, to receive your Mortgage Loan Origination (MLO) designation. Click here for more detail information.
Live 20 Hour CA-DFPI SAFE Comphrensive: Origination & Exam Preparation Course
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This course meets the SAFE Mortgage licensing Act requirements for state licensed mortgage loan originators. It does include all of the mandated subjects under the PE SAFE Comprehensive. The course is designed to provide an extensive overview of the National test components (3 hours of Federal regulations, 3 hours Ethics, Fraud, Consumer Protection and Fair Lending and 2 hours of Non-traditional Lending) relating to the residential mortgage industry, including 10 hours of general electives and 2 hours of California State laws, and to prepare the student for the national exam.
This is a live class held in two formats:
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Live Exam Prep Crash Course
Theis course is designed to prepare students with the knowledge needed to pass the National Test with Uniform State Content, which is mandated by the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). This course is intended for all mortgage loan originators, whether experienced or new. Up-to-date content, taught by seasoned mortgage professionals, includes topics as required by the SAFE Act: federal mortgage-related laws, general mortgage knowledge, mortgage loan origination activities, ethics, and uniform state content.
Course includes a one-year enrollment aka attend unlimited times within one year!
Course includes a one-year enrollment aka attend unlimited times within one year!
Class Schedule & Enrollment Information
Enrollment includes all required course materials and textbooks. Materials are provided in class, or shipped to webinar students. Additional shipping fees may apply. Please allow time to ship course materials. We highly recommend webinar students enroll no later than one week before the start of class. Class schedule subject to change without notice.
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Live 20 Hour Pre-license Course Schedule
Saturday - Monday, May 6-8 Instructed by AJ Yue IN CLASS ANAHEIM AVAILABLE LIVE ONLINE WEBINAR AVAILABLE Saturday, May 6, 8:30AM - 5:30PM Sunday, May 7, 8:30AM- 5:30PM Monday, May 8, 5:00PM- 9:00PM Saturday - Monday, June 10-12 Instructed by AJ Yue IN CLASS ANAHEIM AVAILABLE LIVE ONLINE WEBINAR AVAILABLE Saturday, June 10, 8:30AM - 5:30PM Sunday, June 11, 8:30AM- 5:30PM Monday, June 12, 5:00PM- 9:00PM Saturday - Monday, June 24-26 Instructed by Patrick Lee IN CLASS ANAHEIM AVAILABLE LIVE ONLINE WEBINAR AVAILABLE Saturday, June 24, 8:30AM - 5:30PM Sunday, June 25, 8:30AM- 5:30PM Monday, June 26, 5:00PM- 9:00PM Saturday-Monday, March 4-6 Instructed by AJ Yue Saturday-Monday, March 18-20 Instructed by Patrick Lee |
Live Exam Prep Course Schedule
TUESDAY, MAY 16 WEDNESDAY, MAY 17 THURSDAY, MAY 18 Instructed By Patrick Lee TUE/WED/THUR 9:00AM - 1:00PM ONLINE ZOOM- AVAILABLE In-person Anaheim- AVAILABLE TUESDAY, JUNE 20 WEDNESDAY, JUNE 21 THURSDAY, JUNE 22 Instructed By Patrick Lee TUE/WED/THUR 9:00AM - 1:00PM ONLINE ZOOM- AVAILABLE In-person Anaheim- AVAILABLE TUESDAY, MARCH 14 - THURSDAY, MARCH 16 Instructed By Patrick Lee TUESDAY, MARCH 28 - THURSDAY, MARCH 30 Instructed By Patrick Lee TUESDAY, APRIL 11 - THURSDAY, APRIL 13 Instructed By Patrick Lee |
MLO LICENSE REQUIREMENTS
If you intend to originate residential loans in the U.S., you will have to comply with Federal Law. If you intend to originate residential loans in California, you will have to comply with both Federal and California State law.
If you intend to originate loans as a loan officer for an insured depository institution such as a bank, savings & loan, or credit union, you will be federally registered, but not state licensed. You will be required to obtain a unique identifier number with the Nationwide Mortgage Licensing System & Registry (NMLS) for accountability purposes, but you will not be required to pass a test or take pre-licensing education. Consult with your employer about how to proceed.
If you intend to originate residential loans in California without working for an insured depository institution, you need the educational services we provide. You will be required to obtain a unique identifier number with the Nationwide Mortgage Licensing System & Registry (NMLS) for accountability purposes If you work as a Consumer Finance Lender (CFL) or a Mortgage Banker, you will answer to the California Department of Financial Protection and Innovation (DFPI). If you originate loans as a Mortgage Broker, or under the supervision of a Mortgage Broker, you will answer to the California Department of Real Estate (DRE).
Working under the oversight of the DFPI or DRE, you must complete at least 20-hours of pre-licensing education before receiving your Mortgage Loan Origination (MLO) designation. You must also pass a challenging National Test with a score of 75% or better. Click here to visit the NMLS Getting Started page for more information.
If you intend to originate loans as a loan officer for an insured depository institution such as a bank, savings & loan, or credit union, you will be federally registered, but not state licensed. You will be required to obtain a unique identifier number with the Nationwide Mortgage Licensing System & Registry (NMLS) for accountability purposes, but you will not be required to pass a test or take pre-licensing education. Consult with your employer about how to proceed.
If you intend to originate residential loans in California without working for an insured depository institution, you need the educational services we provide. You will be required to obtain a unique identifier number with the Nationwide Mortgage Licensing System & Registry (NMLS) for accountability purposes If you work as a Consumer Finance Lender (CFL) or a Mortgage Banker, you will answer to the California Department of Financial Protection and Innovation (DFPI). If you originate loans as a Mortgage Broker, or under the supervision of a Mortgage Broker, you will answer to the California Department of Real Estate (DRE).
Working under the oversight of the DFPI or DRE, you must complete at least 20-hours of pre-licensing education before receiving your Mortgage Loan Origination (MLO) designation. You must also pass a challenging National Test with a score of 75% or better. Click here to visit the NMLS Getting Started page for more information.
